Yes, let me re-phrase that comment about the PCM...
unless you have a tuner ( Hypertech, Jet etc... ) or have a custom PCM, you can't tell the fans to turn on at a lower temp.
If you do a coolant flush, many people will actually recommend that you get rid of the Dex Cool and go with another type of coolant. Many people like the Prestone Long Life. If you check out some other forums and know any mechanics, chances are that you will find there is a huge debate about Dex and it actually eating away intake gaskets.
what is the stop and go driving you are doing? do you mean stopping every city block and not going above 25 MPH or so? or is it just going through a city with some stop lights and hitting about 45 MPH or so between them?
The type of stop and go driving you do can have a big effect on what is "normal" for your car. if you are in a large city that has frequent traffic jams, then 225 would not be all that bad. However, if you are hitting 45 MPH and are still seeing 225, then you probably do have a problem.
another thing to really consider here is that your temp gage might not be accurate. I have heard of many cars that the temp gage is off by anywhere from 5 all the way to 30 degrees off of what the temp actually is.
I would say for you to get a coolant flush and a new thermostat either way. One thing for sure is that it won't hurt anything. Whether or not you put Dex back in is your choice.